Mortgage
calculator
This calculator gives you a fast, honest estimate of a monthly home payment before you talk to a lender. Move any input and the results update instantly: principal and interest, a fixed 1.25% property tax, hazard insurance, and mortgage insurance whenever your down payment is under 20%. It is an estimate to guide your planning, not a loan offer.
Your inputs
Estimated monthly payment
Total monthly payment, before HOA dues
Down payment
$0
Loan amount
$0
Total interest over term
$0
Total cost (P & I)
$0
Understand the
This calculator is a planning tool, not a loan offer. Property tax is fixed at 1.25% of the purchase price per year, and mortgage insurance only appears when your down payment is under 20%. Your real payment can differ with your credit profile, loan type, HOA dues, and exact tax rate.
Apex Realty & Investments
Run the real numbers with Alejandro
A calculator gets you close. A real conversation gets you the numbers that matter for your budget, your loan, and your neighborhood. Bring your price range and Alejandro will help you make sense of the full picture, in English or Spanish, with no pressure.
Talk it throughEstimates are for educational purposes only and are not a guarantee of rates, taxes, insurance, or an approval. Contact a licensed lender for a formal pre-approval.